How to use crypto payments on polygon network

Are you interested in using cryptocurrency payments on Polygon but don't know where to start? In this blog, we'll show you the steps to follow to send and receive crypto on the Polygon network

Written By:
Alabi Mercy
Published Date:
Feb 19, 2024
Updated Date:
Aug 31, 2023


Cryptocurrency has become a popular and convenient method of payment in recent years due to its secure and fast transactions.

With the rise of blockchain technology, more and more people are turning to cryptocurrency for payments, and Polygon is one of the most popular blockchain networks for transactions.

In this blog, we will discuss how to send and receive crypto as a payment on Polygon.

Firstly, let's understand what Polygon is.

Polygon is a Layer 2 scaling solution for Ethereum that aims to improve the scalability and usability of the Ethereum network. It is a blockchain network that offers fast and low-cost transactions for its users.

Polygon also supports the Ethereum Virtual Machine (EVM), which means that it is compatible with Ethereum-based applications and smart contracts.

What is a Crypto Wallet?

A crypto wallet is a digital tool that allows users to store, manage, and transfer their cryptocurrencies.

It works like a traditional wallet, but instead of holding physical cash or cards, it securely stores private and public keys that are used to access and manage cryptocurrencies on various blockchain networks.

When you create a crypto wallet, you will receive a public address, which is a string of characters that serves as your account number for receiving cryptocurrencies.

You can share this public address with others to receive payments or transfers. Conversely, you will also receive a private key, which is a secret code that must be kept secure and confidential.

Your private key is used to sign and authorize transactions to send cryptocurrencies from your wallet to another user or address.

There are different types of crypto wallets, including desktop wallets, mobile wallets, hardware wallets, and web wallets. Each type of wallet has its own unique features and security considerations.

For example, desktop wallets are software programs that are installed on your computer, while mobile wallets are apps that can be downloaded on your phone.

Hardware wallets are physical devices that are designed to store your private keys offline, providing an extra layer of security. Web wallets are online platforms that allow you to access your cryptocurrencies through a web browser.

To send crypto as a payment on Polygon, you will need to follow these steps

1. Choose a wallet that supports Polygon

There are various wallets that support Polygon, such as MetaMask, MyEtherWallet, TrustWallet, Ledger, and Trezor. You can download any of these wallets and connect them to the Polygon network.

  • Open your MetaMask wallet
  • Click on the network dropdown at the top of the screen
  • Select “Custom RPC
  • Enter the following details:
  • Network Name: Polygon
  • Symbol: MATIC
  • Block Explorer URL:

However, you can use to have any network on your wallet.

2. Add Crypto to your wallet

Once you have selected a wallet, you will need to add funds to it.

You can do this by purchasing cryptocurrency on an exchange and then transferring it to your wallet.

Alternatively, some wallets also allow you to purchase crypto directly from them.

3. Send Crypto

To send crypto on Polygon, follow these steps:

  • Open your Polygon wallet
  • Click on the “Send” button
  • Enter the recipient's address and the amount of crypto you wish to send
  • Check the transaction fee and click “Send

4. Select the cryptocurrency and the amount you want to send

After adding funds to your wallet, select the cryptocurrency that you want to send and the amount that you want to send.

Make sure that you have enough funds in your wallet to cover the transaction fees.

5. Enter the recipient's address

{Gas fee is a fee paid by users to perform transactions or execute smart contracts on a blockchain network.}

Next, you will need to enter the recipient's address. This is the address of the wallet where you want to send the cryptocurrency.

6. Confirm the transaction

Once you have entered the recipient's address and the amount you want to send, confirm the transaction. You will need to pay a transaction fee, which is usually a small amount of cryptocurrency, to complete the transaction.

That's it! Your transaction will be processed within a few seconds, and you can check its status on the Polygon blockchain explorer.

Receiving Crypto on Polygon

Receiving crypto on Polygon is just as easy as sending it. Follow these simple steps:

Step 1: Share your wallet address

The first step is to share your wallet address with the person who wants to send you crypto.

Your wallet address is a unique string of characters that identifies your wallet on the Polygon blockchain. You can find it by clicking on the “Receive” button in your Polygon wallet.

Step 2: Wait for the Transaction

Once you have shared your wallet address, all you have to do is wait for the transaction to be processed. You can check the status of the transaction on the Polygon blockchain explorer.

Step 3: Check your wallet balance

After the payment has been confirmed, check your wallet balance to confirm that you have received the crypto. You can do this by opening your wallet and checking the balance of the cryptocurrency that you received.

Important precautions to take when transacting in crypto

When transacting in crypto, there are several important precautions that you should take to ensure the safety and security of your digital assets. Here are some key measures that you can take:

  1. Use a reputable crypto exchange or platform: Make sure to use a well-known and trusted crypto exchange or platform to buy and sell cryptocurrencies. Research the platform and read reviews before using it to ensure that it has a good reputation and a track record of security.
  2. Enable two-factor authentication: Two-factor authentication (2FA) adds an extra layer of security to your account by requiring a second form of verification, such as a code sent to your phone, in addition to your password.
  3. Keep your private keys secure: Your private keys are like the keys to your digital safe. Keep them safe and secure by storing them offline, such as on a hardware wallet, and never share them with anyone.
  4. Check the address before sending: Always double-check the recipient’s address before sending any cryptocurrency. Cryptocurrency transactions are irreversible, and sending funds to the wrong address can result in permanent loss.
  5. Be wary of phishing scams: Phishing scams are common in the crypto world, and scammers may try to trick you into revealing your private keys or other sensitive information. Be cautious of unsolicited emails or messages, and never click on suspicious links or download attachments from unknown sources.
  6. Keep your software up to date: Make sure to keep your crypto wallet software and any other related software up to date with the latest security patches and updates. This will help to ensure that any vulnerabilities are addressed promptly.


In conclusion, sending and receiving crypto on Polygon is a simple and straightforward process. All you need is a Polygon wallet and some crypto, and you're good to go. With its fast transactions and low fees, Polygon is a great network for sending and receiving crypto payments.

By following the steps outlined in this blog post, you should be able to send and receive crypto on Polygon without any issues.

Good Luck!